SIP Calculator
Plan your mutual fund investments with confidence. Enter your monthly SIP amount, expected annual return, and investment duration to see your invested amount, estimated returns, and total value at maturity.
How to use
- 1
Enter your monthly investment
Type the amount you plan to invest every month via SIP.
- 2
Enter the expected annual return
Use a realistic long-term return estimate for the fund category, as a percentage.
- 3
Enter the investment duration
Specify how long you'll invest, in months or years using the toggle.
- 4
View your projected value
Your invested amount, estimated returns, and total maturity value update instantly.
Examples
- ₹5,000/month at 12% for 10 years → Total value ≈ ₹11,61,695
- ₹10,000/month at 10% for 15 years → Total value ≈ ₹41,79,182
Frequently asked questions
How is SIP maturity value calculated?
This calculator uses the standard SIP future value formula, compounding your monthly investment at the expected monthly rate of return derived from the annual return you enter.
Is the expected return guaranteed?
No. Mutual fund returns fluctuate with the market. The percentage you enter is just an assumption for estimation purposes, not a guaranteed outcome.
Should I enter duration in months or years?
Either works — use the toggle next to the duration field to switch between months and years, and the calculation adjusts automatically.
Is my investment data stored anywhere?
No. All calculations run locally in your browser. Nothing is sent to a server or saved.